What rights when registering with a municipality?

Questioner

I live in Amsterdam where I own a home. I want to rent out this home in the near future. I will then live in another home myself. This is a holiday home in a municipality where I can also officially register, the Municipality of Altena. Are there any rights that I lose to my home in Amsterdam, or in any other way, if I continue this? And are there other points of attention that I should take into account if I take such a step?

Lawyer

With regard to your first question, we assume that you mean whether certain rights are lost if you move your main residence from Amsterdam to Altena and register there in the Personal Records Database (BRP). Registering with the municipality where you reside is a legal obligation. The rights to your home do not change as a result of such a registration, because ownership rights do not depend on your residency. However, the fact that you are moving your main residence may have tax implications. For example, if you rent out your home in Amsterdam, you can no longer declare it in box 1 of the income tax (own home), but it falls into box 3 (income from savings and investments). This means that you no longer have to declare the owner-occupied home tax, but you can also no longer claim the mortgage interest as a deductible item. Furthermore, I advise you to check that there are no provisions in your mortgage agreement that prohibit you from renting out your home. If this is the case, you would not be allowed to rent out your home under normal circumstances, or you would need to obtain permission from your mortgage provider. Furthermore, I advise you to check the rules regarding the rental of holiday homes in the Municipality of Altena. In some cases, permanent residence in holiday homes is not permitted, and not all municipalities allow permanent residence in holiday homes. Finally, it is best to take the following into account: 1. Permit: You can inquire with the municipality whether a special permit is required to rent out your home. 2. Insurance: If you rent out your home and live elsewhere, this may have consequences for your home insurance. It is wise to discuss this with your insurance company. 3. Nuisance: Please note that as a landlord you can be held liable for any nuisance caused by your tenants. Due to the complexity of these issues, it is advisable that you seek professional legal and tax advice before taking this step. ---------------- Stichting Rechtswinkel.nl is a national organization with students and volunteers. The above advice is based on limited information and may be incomplete or even incorrect for your situation. Always consult a lawyer or attorney for your further steps. Read disclaimer: https://rechtswinkel.nl/disclaimer I would like to invite you to rate the above answer so that we can learn from your response.