How can I claim my loan of €28,000?

Questioner

The situation started about 4 years ago. I wanted to help someone out and lent money for this. In total, it concerns an amount of about 28,000 euros. My girlfriend and I live together in a social housing unit, and we both work at Werkzaak Rivierenland. We both have outpatient guidance at home, which helps us to arrange daily affairs properly. After a period of guidance of about 1 year, things are better with me now, and I want to take (possibly legal) steps to get my money back. The person from whom I am supposed to receive so much money no longer responds to my attempts to contact me by phone and email. I feel like a victim of this situation, and together with my partner we only have a minimum income. We really need the savings.

Lawyer

1. Determine if the loan is valid: The first step is to determine if there is a valid agreement between you and the person you lent money to. Was there a written agreement? Is there evidence of the loan such as bank transfer receipts or messages confirming the loan? 2. Send a reminder: If you have proof that the loan is valid, the next step is to send a reminder. A reminder is a written reminder to repay the debt. It is advisable to send this letter by certified mail, so that you have proof that it was sent and received. 3. Legal action: If there is no response to the reminder, you may consider taking legal action. This may range from hiring a bailiff to starting legal proceedings. The above are generally the steps that are taken to claim a loan. Depending on your specific situation, a lawyer or legal expert can best advise you on the best route for you. They can estimate the chances of getting your money back in your specific situation. It is important to realize that although you may be legally within your rights, this does not guarantee that the debtor will actually be able to pay. This is a risk that comes with lending money. --------------- Stichting Rechtswinkel.nl is a national organization with students and volunteers. The above advice is based on limited information and may be incomplete or even incorrect for your situation. Always consult a lawyer or attorney for your further steps. Read disclaimer: https://rechtswinkel.nl/disclaimer I would like to invite you to rate the above answer so that we can learn from your response.