Who pays for leaks in a rental home?

Questioner

I have a rental house and now we have had a big leak. Now my insurance says that it is not covered by my policy but who can I claim the damage from? Is this for the landlord? Because it was caused by deferred maintenance.

Lawyer

Good afternoon, In principle, the landlord should address such defects, because they usually fall under 'major defects' that should be borne by the landlord/owner. The damage caused to your goods could also be eligible for compensation. However, it depends on all the facts and circumstances (what is the nature of the defect, how extensive is the defect, could you have done anything to prevent leakage, etc.). Furthermore, you indicate that the insurer does not provide coverage. Depending on the type of insurance you have used (the most obvious is home contents insurance), it may be that the insurer wrongly does not provide coverage. You can challenge this with the insurer. Feel free to contact us to discuss the possibilities. Gr, Mr. Mr. S. Leito FerLei Legal 06-49175526