Consequences of marrying a person with large debts?

Questioner

Suppose I marry my partner who has a large debt, but we both live apart. Will the collection agency also look at my income and increase his monthly repayment, because they think that I (the woman) can support him, which will leave him with more to pay off his debt? And suppose we live together in the future, what happens then? Then we become fiscal partners, our incomes are added together and we have to pay tax on that, also on the debt, right? Can you tell me by email whether I also have to pay tax on my partner's debt? How can I avoid having anything to do with my partner's debt? Is that option even available and can I get it in writing? And can I avoid that tax portion or am I stuck with it anyway?

Lawyer

Marrying someone who has debts can have several consequences. In some cases, you may be liable for the debts when you get married. If your partner has debts, this can also affect your creditworthiness if you enter into financial obligations together. For example, if you want to buy a house and apply for a mortgage, you may not get a good interest rate or terms because of your partner's debts. If you are considering marrying someone who has debts, it is important to be open and honest about the financial situation and to work on a plan to pay off the debts. I recommend that you contact a financial advisor and when you get married to have clear agreements recorded by a notary. A notary or financial advisor/lawyer can determine what steps you need to take to avoid the financial consequences of a marriage.