Legal assistance with compensation

Questioner

Some time ago I hit a car from behind at about 10 km per hour, in a traffic jam. The person in the car did not want to fill out a claim form because there was no damage. Later my insurance reported that a claim of 1200 euros was made and that this was due to a bent tow bar. Now I am of the opinion that I could not have done this because I have no damage to my car. Despite several emails and phone calls with my insurance I have received a letter from them that they will pay the damage to the other party. Can this just happen?

Lawyer

Yes, the insurance company may decide independently whether they believe you are liable and therefore have to pay the damage. If they apply a malus and you have to pay a higher premium, you can object to this because in your opinion no damage has occurred and they have therefore wrongly paid the damage.