Legal assistance with vacant owner-occupied homes

Questioner

Are you allowed to leave a house you own empty for a long time and live elsewhere yourself? In other words: are you required as an owner to live in your house you own? Or is that only required if it is stated as a condition in the purchase agreement?

Lawyer

You must live where you are actually registered or where you have your main residence. In this case, this will be the owner-occupied home. Temporary living elsewhere is permitted. The mortgage provider can stipulate as a condition that the home must be occupied or that renting it out to third parties is not permitted. For mortgage interest deduction, the tax authorities stipulate that it must be your main residence. For further assistance, please feel free to contact me directly and without obligation.

Lawyer

Additional: municipal regulations may prohibit vacancy on various grounds.