Who will take over the house after a breakup?

Questioner

My ex-partner and I separated last year. She moved with the children to a place nearby, and I continued to live in our house. Unfortunately, there was a lot of disagreement about everything and anything, and so now, 14 months later, we have finally reached the point where we have had an assessment for the National Mortgage Guarantee, as the house has negative equity. The assessment showed that I could take over the house, but she could not. Now that it has become clear to her that I could claim from her because of the negative equity of the house, she has indicated that she wants to take over the house together with her new boyfriend. How is it now determined who can take over the house in this case? As mentioned, she has been living elsewhere with the children for 14 months and has never spoken about this before.

Lawyer

The first question that comes to mind is whether she will be able to pay for the house with her current boyfriend. If that is not the case, that is where it ends. If that is the case and you cannot reach an agreement, you could enter into a mediation process with each other to see if a joint decision can be made. If that does not work, legal proceedings will be indicated to determine which of you can take over the house and the mortgage obligations.