Health Insurance and Deductible: Important Information


Questioner

My health insurance CZ is still collecting the remainder of my deductible from 2014 due to a declaration from the hospital for 2014/2015. It does not concern a hospital stay but a check-up for breast cancer. Is that allowed? And are these costs that fall under the deductible and not under the supplementary insurance?

Lawyer

What does CZ say about this? They can view the declarations and indicate whether the declaration has been made correctly. Based on your information, I suspect that this is care from the basic insurance.

Lawyer

Yes, that is allowed, if it is a check-up that does not fall under the regular population survey and is carried out in the hospital or treatment centre, then this falls under the deductible and not under the supplementary insurance.

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