Liable for stolen trailer? Discover your rights
Questioner
A borrowed trailer was stolen from my driveway last night while it was locked. Is this covered by liability insurance? The insurer says no, because the thief is liable and I (the borrower) am only morally liable, not legally. 'If you borrow a bicycle from someone and it is stolen, you cannot claim this on your liability insurance', was given as an example.Lawyer
The insurance conditions state what is and is not paid by the insurance. Usually, the damage caused by theft of borrowed items is not paid by the liability insurance.Lawyer
The insurer's reasoning is correct. As the owner of the trailer, you are responsible for the damage suffered as a result of theft. You will indeed have to compensate the damage yourself out of moral obligation.Neem de volgende stap
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