Winter sports liability for companies

Questioner

We are going on a winter sports holiday with a small company. The company requires everyone to take out travel insurance. Is this sufficient or is the company always liable for accidents during such a trip? In other words, does the company have to take out insurance for everyone? Thank you in advance for your response!

Lawyer

This depends on whether winter sports are mandatory or voluntary. In the former case, the employer must provide accident insurance, but not in the latter case. The fact that the employer requires everyone to take out travel insurance may indicate that winter sports are voluntary. Moreover, if there is an accident, liability also depends on the case and the circumstances, even if insurance has been taken out.