Help with legal questions about loans with ex-partner

Questioner

Good afternoon, I took out a loan with my ex-girlfriend from my parents. All this was recorded by the notary. Now we are separated and she doesn't want to pay anything anymore. She threatens to go into debt restructuring scheme (WSNP), so my parents can whistle for her part (I pay half of the agreed monthly installment neatly every month). what should we do now? she doesn't want to talk anymore.

Lawyer

You are in a difficult position. But your ex-partner cannot simply enter the WSNP, although the risk that this will happen cannot be ruled out. So you could still try to collect the claim by increasing the pressure and sending a notice of default or even a draft summons. If you know whether your ex-partner has a job, you could even seize her salary or, for example, her bank account.

Lawyer

The wisest thing would be to hire a lawyer. Experience has shown that a few spicy letters are often enough. Otherwise, seizure is indeed a good option. If the agreement is recorded correctly, the judge will give permission for this.