Solutions for Post from Bygone Residents

Questioner

The previous residents of my address frequently receive mail from debt collection agencies. At my address, where they have not lived for at least 2.5 years (also according to GBA). Now it seems that new cases (collections) are also being sent to my address and that the debtor is therefore using his old address. Is this allowed? Is there anything that can be done about this? This damages my reputation in terms of creditworthiness. Due to all their financial problems and registrations, I have already been rejected as a customer once based on my address. I would very much like to see this resolved. What do the laws say about providing false addresses? What else can I do to resolve this?

Lawyer

Providing a false address is punishable, and could also provide a point to report fraud against the person causing it. This report must be filed by the victim. You should actually return the mail opened. In case of rejection you can send a letter and explain the situation, they cannot hold you accountable for inaccuracies. often a phone call helps. For example, you could contact the BKR and ask for an overview of your status. You can do this via the bank and after paying an amount and filling out a form, you will receive your status. With this in hand, you can protest a rejection and show that you are indeed creditworthy. If bailiffs come to the door, you have nothing to fear. So in principle, they may send the collections to your address because they have no other address, you can also call the collection agency in question and explain the situation.